Underwriting Combo Products

This session will discuss the different styles and depths of underwriting used for long term care riders added to life or annuity products. Additional description will be given regarding the approaches and tools used for life/LTC combo products in a situation where a company uses "full" underwriting and one where a company uses "simplified" underwriting. Collaborative with the Claims & Underwriting track.

Dawn Helwig - Milliman, Inc.
Arlene Hendricks - Lincoln Financial Group
Kace Kaiser, RN, BSN, FLMI - Northwestern Mutual