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| Filing Combo Products: Compact vs. State-by-State; LTC vs. Chronic Illness |
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This session will be a panel discussion examining both NAIC/state and Interstate Compact requirements for filing a
combination Life and Long-Term Care Insurance product. It will also offer a look into the differences between such
combination products with an accelerated benefit trigger vs. those with a chronic illness benefit trigger. The panel
will feature Karen Schutter, Executive Director of the Interstate Compact and Sarah Jarvis, Assistant Vice President of
Compliance/Life Division at Pacific Life, plus a state regulator.
Sarah Jarvis - Pacific Life Insurance Company
Dalora Schafer - State of Florida
Karen Schutter - Interstate Insurance Product Regulation Commission
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